Dear Delphi Retiree or Qualified Family Member:

Did you know that DSRA-BT offers a medical plan that is specifically designed to meet the IRS requirements that allow you to establish and make contributions to a Health Savings Account (HSA)? The pre-65 BRONZE & COPPER medical plans meet the requirements for plan participants to be eligible to establish an HSA.

An HSA is an individual account you can open, add money to, and spend on eligible health care expenses. An HSA provides account holders with triple tax savings:

  • Tax credit for contributions to the account
  • Tax-free earnings
  • Tax-free withdrawals for qualified expenses, as per IRS code 213(d); sample eligible expenses include:


  • Out-of-pocket expenses like deductibles and coinsurance
  • Hospital, lab, and diagnostic services
  • Prescription drugs
  • Artificial teeth
  • Dental treatment (like cleanings, fillings, extractions, orthodontics)
  • Contact lenses, eyeglasses, and reading glasses
  • Eye exams
  • Laser eye surgery

* Please note that the BRONZE & COPPER medical plans do not include dental or vision coverage; these benefits would be separate elections from your medical plan election.

If you elect to participate in the BRONZE or COPPER medical plan, you are eligible to establish an HSA through the financial institution of your choice!

Additional details about Health Savings Accounts are available in the 2016 Guide to Benefits, which can be found on our website – – along with all of the materials related to our annual open enrollment. We encourage you to review the benefit information carefully and ask that you make prompt decisions regarding your 2016 benefit elections. 

- Click here for additional Health Savings Account Information


DSRA-Benefit Trust Board of Directors

Link to additional information on Health Savings Accounts:  HSA

Go to top