Welcome

This is the Official website of the Delphi Salaried Retiree Association (DSRA) VEBA (Voluntary Employees Beneficiary Association) managed by the DSRA Benefit Trust. The VEBA is for Delphi Salaried and hourly retirees that provides medical and life insurance programs for eligible members.

PRE-65 Insurance Plans

Under 65 and looking for health insurance information?

POST-65 Insurance Plans

Post-65 and looking for health insurance information?

With the many changes occurring during the 2020 Open Enrollment period, the DSRA Benefit Trust would like to take this opportunity to communicate clarifications and updates to DSRA Benefit Trust members.  Please review the items of interest brought to the Board’s attention during open enrollment which are listed below in this email.  If you have questions regarding any of these issues or others not addressed here, the Benistar DSRA Benefit Trust Call Center is available at 1-888-588-6682.  You can also contact Cone Retiree Healthcare Group at 1-713-446-3501 for assistance.   

 

Pre-65 Open Enrollment

 

  • ALL Blue Cross Blue Shield two-person contracts will automatically be split into two single contracts. If you have received a BCBSM December invoice for a two-person contract, you will be receiving an updated invoice for two single premiums within the next week.  You will need to pay two single 2019 premiums for the month of December. Going forward into 2020 you will pay two single premiums at the 2020 rates.  All HCTC AMP participants in a two-person contract must complete and send to the IRS two 13441-A forms by November 15th.  Please call 713-446-3501 or email This email address is being protected from spambots. You need JavaScript enabled to view it. for help completing the 13441-A forms. 
  • The HCTC program has not been extended past 12/31/2019 at this time. All 2020 Premium payments will be paid to Benistar at 100% of the premium amount beginning in January 2020.  Benistar’s accepted forms of payment are check, money order or Electronic Funds Transfer (EFT).  To establish an EFT payment with Benistar, look for the EFT information in your January 2020 invoice you will be receiving in December or call Benistar at 1-888-588-6682.
  • If the HCTC program is reauthorized, there will be a special Open Enrollment period to allow for re-enrollment or plan level changes in the BCBSM plans at that time.
  • Please ensure that if you are making a change, enrolling or requesting a subsidy for 2020 to sign the DSRA Benefit Trust Enrollment form when sending to Benistar. The form must be signed for Benistar to process. 
  • If you are not making any changes to your 2019 plan selections and not requesting a subsidy, your 2019 benefits will carry forward to 2020. You do not need to do anything. 
  • You will receive an invoice in mid to late December from Benistar for any plans you are enrolled in through the DSRA Benefit Trust’s providers. Please review the plans itemized on your invoice and contact Benistar with any discrepancies. 
  • The DSRA Benefit Trust provides a subsidy for members that were Salary workers, retired and receiving pensions prior to April 2, 2009. Only one member per household is eligible for the DSRA Benefit Trust subsidy unless both were Delphi retirees and meet the above criteria.  You must complete a 2020 Insurance Enrollment Form and include on the top of the form “Applying for DSRA-BT Subsidy” along with proof of your retirement date and send to Benistar for approval. 
  • The DSRA Benefit Trust was able to secure a more favorable premium for the StandAlone Dental and Vision plans for 2020; however, the Pre-65 Open Enrollment Benefits Guide was printed before these rates were secured. Therefore, the Dental and Vision rates in the Pre-65 Benefits Guide are not accurate.  The 2020 Dental and Vision Only Benefit Guide has the correct rates since it was printed after the more favorable rates were established.  The updated Pre-65 Benefits Guide is available on the DSRA Benefit Trust website dsrabenefittrust.net with the corrected Dental and Vision premiums. 
  • Those members enrolling in StandAlone Dental and Vision plans will use the DSRA Benefit Trust Enrollment Form available on the DSRA Benefit Trust website dsrabenefittrust.net . If you are already enrolled in StandAlone Dental and/or Vision plans and not making any changes to your 2019 plans, you do not have to do anything.  Your 2019 plans will carry forward to 2020. 
  • New medical cards will be arriving to plan participants between January 1st – 31st.  If your doctor is unable to process your insurance approval with your 2019 medical card and you have not received a new medical card yet, contact Benistar for assistance 1-888-588-6682. 
  • Benistar accepts three forms of payment, personal check, money order and Electronic Funds Transfer (EFT).
  • If you have used auto payments such as EFT for your premiums in 2019, you must re-establish EFT payments for 2020 premiums with Benistar. The EFT enrollment information will be included in your January insurance premium invoice from Benistar or you can call Benistar for more information on establishing automatic EFT payments for 2020.  Autopay services such as EFT from 2019 with Mercer/BCBS will not carryover to 2020!
  • If you have not received the Pre-65 Open Enrollment materials by mail and would like to have them emailed to you, send an email requesting either the Pre-65 Benefits Guide or the Dental and Vision Benefits Guide to This email address is being protected from spambots. You need JavaScript enabled to view it. or visit dsrabenefittrust.net where you can find all 2020 open enrollment materials.

 

Post-65 Open Enrollment

 

  • Benistar, our new plan administrator, will send itemized invoices each month outlining your insurance plan selections and their premiums.
  • Invoices for January 2020 will be sent by Benistar the third week of December. Please review the invoices for accuracy and call Benistar with any concerns 1-888-588-6682. 
  • Please ensure that you sign the Enrollment form whether you are enrolling or making a change for 2020. The form must be signed when returned to Benistar. 
  • If you are not making any changes to your 2019 plan selections, your 2019 benefits will carry forward to 2020. You do not need to do anything. 
  • The Dental and Vision Open Enrollment period is November 1st – December 7th. The Post-65 Health Matters Guide Cover Letter mistakenly said that the open enrollment period for Dental and Vision ended on November 15th.
  • Those members enrolling in StandAlone Dental and Vision plans will use the DSRA Benefit Trust Enrollment Form available on the DSRA Benefit Trust website dsrabenefittrust.net . If you are already enrolled in StandAlone Dental and/or Vision plans and not making any changes to your 2019 plans, you do not have to do anything.  Your 2019 plans will carry forward to 2020.    
  • New medical cards will be arriving to plan participants between January 1st – 31st.  If your doctor is unable to process your insurance approval with your 2019 medical card and you have not received a new medical card yet, contact Benistar for assistance 1-888-588-6682. 
  • Benistar accepts three forms of payment, personal check, money order and Electronic Funds Transfer (EFT).
  • If you have used auto payments such as EFT for your premiums in 2019, you must re-establish EFT payments for 2020 premiums with Benistar. The EFT enrollment information will be included in your January insurance premium invoice from Benistar or you can call Benistar for more information on establishing automatic EFT payments for 2020.  Autopay services such as EFT from 2019 will not carryover to 2020!
  • If you have not received the Post-65 Open Enrollment materials by mail and would like to have them emailed to you, send an email requesting either the Post-65 Health Matters Guide or the Dental and Vision Benefits Guide to This email address is being protected from spambots. You need JavaScript enabled to view it. or visit dsrabenefittrust.net where you can find all 2020 open enrollment materials.

 

The open enrollment period is as follows:

 

PRE-65 & PRE-65 MEDICARE DISABLED

POST-65

November 1st – November 15th

November 1st – December 7th
(medical and dental & vision – the deadline aligns with the official Medicare open enrollment period)

  • Please send your enrollment forms for 2020 open enrollment or updating to Benistar.

 

By mail:                    Benistar DSRA-BT Client Service Center
                              10 Tower Lane, Suite 100
                              Avon, CT 06001

By fax:                     (860)408-7025

By email:                 This email address is being protected from spambots. You need JavaScript enabled to view it.

For any questions regarding the plans offered in 2020 or other Open Enrollment matters, contact Benistar, our new plan administrator, 1-888-588-6682.

DSRA-Benefit Trust Board of Directors

2020 OPEN ENROLLMENT Call BENISTAR with ALL QUESTIONS 888-588-6682

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