Check Out The New Website

After many years of the same format and style, the DSRA Benefit Trust Board of Directors has decided to update the website to something fresh.  Check out the new website at this link:

It is expected that this old website will provide information until only about August 17, 2020.

The DSRA Benefit trust offers term life insurance for salaried retirees of Delphi and your spouse/domestic partner. The plans premiums are 100% retiree-paid. Benistar is the voluntary life plan administrator servicing the life insurance policies offered through Guardian Life Insurance of America. Benistar is responsible for the application process, policy changes, billing, premium collection and the initiation of a claim and can be contacted at 1-888-588-6682 .

New applicants may apply at any time during the year.  All new applicants must submit both the Guardian Enrollment Form and the Evidence of Insurability Form.

Once enrolled, your policy will continue every year without any action required on your part. If the premium changes and you have authorized Benistar to draft the premium directly from your checking account, the amount will be adjusted by Benistar. No action is required on your part.  Rates do change every 5 years on insured’s birthdays ending in a zero or 5. Retiree coverage must be in effect to maintain spouse/domestic partner coverage. If the retiree pre-deceases the spouse, the spouse coverage ends concurrently with the retiree’s coverage.

To avoid a 15% premium increase demanded by Reliance Standard, on January 1, 2019, we transferred the group life contract from Reliance Standard to Guardian Life. There will not be a general price increase for 2020. There is a $3.50 monthly administrative fee per household to cover Benistar and DSRA-BT expenses.

This is a Group Life Plan, and as such, does not issue an individualized Certificate of Insurance. We strongly recommend that you print the one-page Guardian Summary of Insurance Plan Provisions document (link below) and maintain in your life insurance file. Please record the face value of your policy and the Benistar name and phone number on the document. This will assist greatly with your estate handling.

DSRA BT has worked with Guardian to make WillPrep Services available at no or little cost to eligible members who have Voluntary Life plans. Take a look at this benefit by clicking on the link below.

PLEASE NOTE: These plans are totally separate in all aspects from the term life plans offered through MetLife that you may have maintained after leaving Delphi.

In this section you will find information on the following:

  1. Summary of Insurance Plan Policy Provisions - Single Page
  2. Frequently Asked Questions
  3. Monthly Premium Rate Table
  4. Application and Statement of Health Forms - Required
  5. Life Insurance Claim Process Instructions
  6. Voluntary Life Insurance WillPrep Services
  7. Certificate of Benefits
  8. Beneficiary Change Form
  9. Link to all files
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