This is the Official website of the Delphi Salaried Retiree Association (DSRA) VEBA (Voluntary Employees Beneficiary Association) managed by the DSRA Benefit Trust. The VEBA is for Delphi Salaried and hourly retirees that provides medical and life insurance programs for eligible members.

PRE-65 Insurance Plans

Under 65 and looking for health insurance information?

POST-65 Insurance Plans

Post-65 and looking for health insurance information?

Dear Delphi Retiree or Eligible Dependent:

Did you know that DSRA-BT offers medical plans that are specifically designed to meet the IRS requirements that allow you to establish and make contributions to a Health Savings Account (HSA)? The pre-65 BRONZE and COPPER medical plans are the only plans that meet the requirements for plan participants to be eligible to establish an HSA.

An HSA is an individual account you can open, add money to, and spend on eligible health care expenses. An HSA provides account holders with triple tax savings:


  • Tax credit for contributions to the account
  • Tax-free earnings
  • Tax-free withdrawals for qualified expenses, as per IRS code 213(d); sample eligible expenses include:


o  Out-of-pocket expenses like deductibles and coinsurance

o  Hospital, lab, and diagnostic services

o  Prescription drugs



o  Artificial teeth

o  Dental treatment (like cleanings, fillings, extractions, orthodontics)



o  Contact lenses, eyeglasses, and reading glasses

o  Eye exams

o  Laser eye surgery


* Please note that the BRONZE and COPPER medical plans do not include dental or vision coverage; these benefits would be separate elections from your medical plan election.

If you elect to participate in the BRONZE or COPPER medical plans, you are eligible to establish an HSA through the financial institution of your choice!

Additional details about Health Savings Accounts are available in the 2019 Guide to Benefits for Pre-65 Members and the Health Savings Account FAQs, which can be found on our website – www.dsrabenefittrust.net – along with all of the materials related to our annual open enrollment. We encourage you to review the benefit information carefully and ask that you make prompt decisions regarding your 2019 benefit elections.


DSRA-Benefit Trust Board of Directors



The government sets the annual dollar maximum that can be made to an HSA depending on the level of coverage you have under your health insurance. Coverage of two or more people is considered family coverage. People who are age 55 or older can make additional catch-up contributions.



2019 IRS Annual
Contribution Limits








Also has the HCTC FAQ's

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