This is the Official website of the Delphi Salaried Retiree Association (DSRA) VEBA (Voluntary Employees Beneficiary Association) managed by the DSRA Benefit Trust. The VEBA is for Delphi Salaried and hourly retirees that provides medical and life insurance programs for eligible members.

PRE-65 Insurance Plans

Under 65 and looking for health insurance information?

POST-65 Insurance Plans

Post-65 and looking for health insurance information?

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As we shared with you in our previous announcements, the Board of the DSRA-BT made the decision to move all Pre-65 medical and Pre and Post-65 dental and vision Third Party Administrator (TPA) responsibilities from Mercer (formerly Marsh) to BCBS of Michigan. This is the fourth communication to inform you about this transition.

Two of your board members are actively involved in the weekly meetings between Mercer and BCBSM. The transition continues to be on track.

Your first invoice from BCBSM will be mailed the week of August 11th for September coverage.  There are different payment plans available through BCBSM to meet your needs. The below payment options do not require a processing fee:

  1. You can enroll online through BCBSM Member Secured Services at http://www.bcbsm.com to view your invoice and make a onetime monthly payment utilizing your checking or savings account.
  2. Take advantage of the automated payment plans utilizing your checking or savings account online through BCBSM Member Secured Services at http://www.bcbsm.com.
  3. For those that utilize their personal bank account electronic payment service, you will be provided with the required BCBSM account and payment address information with the first BCBSM invoice that will be issued in August. If you need the payment information previous to receipt of the first invoice, please call BCBSM customer service, but not before August 1st.
  4. Call BCBSM customer service using the number on your invoice or the back of your BCBSM ID card to make payment over the phone with your checking or savings accounts.
  5. Credit card payments ONLY can be made by calling the Payment Processing Center at 1-888-772-1002
  6. As always, you can mail your payment to BCBSM, following the directions on your invoice.

Please wait until you’ve received your first invoice to set up automated payments.  If you are currently on EFT with Mercer, there is no action required on your account with them.  It will automatically lapse.

Those people who are turning 65 in the next couple months should have already received a package from Mercer.  Please work with them if you want to sign up for a Medicare supplement plan.  If you’ve used the forms that were mailed to you, Mercer will work with BCBSM to coordinate dental and vision coverage or you can contact BCBSM directly.  If you have family members who will continue with BCBSM, no action is required.  Your spouse and / or dependents will automatically be converted to a new contract with your existing plan.

Once again, we’d like to remind participants of two ways they can help.  First, if you are not on EFT, please look carefully at your bill.  We need everyone who has a debit shortage or credit balance in his or her account with Mercer to clear these up before the transition, if at all possible.  Credit balances will not transfer to BCBSM and you will probably have to wait until October to get a refund from Mercer.   Secondly, please make every possible effort to get this months payment To Mercer for August in on time (by the 30th of July).  This will help to make sure that all records are up to date as BCBSM takes over.

Please continue to direct any questions about eligibility, premium payment or issues to Mercer until August 1st at which time BCBSM will take over customer service responsibility.

You should be receiving a letter from BCBSM via regular mail later this month.  They will include samples of invoices and the member enrollment form, which you will need to use to make any changes to your account.  You will also receive your new ID card in a separate mailing slated for the week of July 28th


Thank you for your continuing support.

DSRA-BT, Board of Directors

Last Updated on Wednesday, 09 July 2014 21:38

2014 Q1 Financial Report

Here is a link to the 2014 Q1 Financial Report:  2014 Q1 Financial Report

Last Updated on Wednesday, 09 July 2014 21:51

HCTC Update Communication


Fellow Retirees:

To date, the Health Coverage Tax Credit (HCTC) HAS NOT BEEN EXTENDED.  A group of DSRA members continue to work toward its extension.  Here is an update on those activities:

Background:  HCTC expired December 31, 2013.  Aware of the hardship this would cause many Delphi Salaried retirees, DSRA formed an HCTC sub-committee to lobby Congress for its extension. The effort  involves working with Congressional leaders, members and their staffs to identify a pathway to insure HCTC is extended. Based on their counsel, we believe the best course of action at this time is to lobby for including HCTC extension language in Tax Extenders legislation that is being considered in the Senate and House. 

Current Status:  

On the Senate side of business:  Tax Extenders is on hold.

Thanks to all of your personal efforts this past spring, we were successful in getting the Senate Finance Committee to include HCTC extension language in the Tax Extenders bill.  That achievement paved the way for the bill to go to the full Senate floor for discussion.  That discussion was held on Thursday, May 14, 2014. 

Unfortunately, because the Senate could not reach agreement on certain language in the bill, the discussion stopped, keeping the bill from moving forward. NOTE: the Tax Extenders bill in the Senate is not dead. The bill still includes HCTC extension language.  We are told Tax Extenders is on hold and that it will be reconsidered during the “Lame Duck” Session of Congress following the November mid-term elections. 

On the House side of business:   It’s “work in progress.”

The House Ways and Means Committee is responsible for introducing legislation on Tax Extenders. It does not appear that they will prepare one, all-inclusive, Tax Extenders bill like the Senate’s version.  Rather, Rep. Dave Camp, Ways and Means Committee Chairman, is leading his Committee to work on separate, incremental, and permanent Tax Extender bills throughout the summer. We are working with Rep. Camp and others in the House in an effort to increase the chances for HCTC extension language to be included in these activities. 

On May 15, 2014, DSRA-HCTC sub-committee members in Michigan personally met with Chairman Camp to re-enforce the critical need to extend HCTC.  That meeting was successful in sensitizing him on this issue.

DSRA-HCTC sub-committee members in Ohio are working to schedule a similar meeting with Speaker of the House John Boehner to gain his support.

Next steps: We will continue our frequent communications with key Congressional staff people whose legislators support extending HCTC.  These staffers provide us with valuable counsel, updates and direction to help us succeed with HCTC.  During Congress’ summer recess in August, HCTC sub-committee members will meet with their respective legislators to update them and encourage their support of upcoming legislation.

No doubt, your participation in helping us achieve our objective is critical and we will contact you for another “Call to Action” when we know it will be most effective.  That could be any time between now and the fall. 

Bottom line: We continue to believe it is still possible thatsome version of the Tax Extender Bill/HCTC Extension will be passed in 2014.  And, we understand our best chance for passage will be in the last quarter of 2014 during the “Lame Duck” Session of Congress.

As you can see, our work to extend HCTC is having its ups and downs.  Nonetheless, we will continue all efforts to succeed. Stay tuned for updates on our progress and requests for your help.  As always, thank you for your continued support. 

The Board members of the DSRA Benefit Trust would like to take this opportunity to thank the very dedicated members of the HCTC committee for all of their time and energy they have devoted to this effort.


DSRA-BT Board of Directors

Last Updated on Saturday, 31 May 2014 10:56

Your New DSRA-BT Board of Directors

We’d like to introduce you to your new BoD members:

Marlane Bengry – Marlane retired from Delphi in 2008 as the Personnel Director of the Kettering, Ohio, Delphi Powertrain plant.  Other assignments through her career included Organizational Development (OD), Salaried Personnel, and Manufacturing Supervision.  She is very active in her church and has volunteered with Junior Achievement as well as the Ohio DSRA delegation during the 2012 elections.  Her deep OD background and salaried personnel experience should be a real asset to the board.

Sharon Delezenne – Sharon worked at Delphi from 2000 until her retirement in 2013.  She has worked in employee benefits most of her career, not only with Delphi but also with Oxford Automotive and TI Automotive.  She is currently working as a Patient Advocate for Home Healthcare.  Sharon’s extensive experience in employee benefits and open enrollments will add a very valuable skillset to our board.

Tom Olney – Tom retired from Delphi Powertrain, Rochester, NY in 2009.  His financial role at Delphi  included stints in Product Planning/Cost Estimating, Business Case Analysis and Capital Planning.  He is currently working part-time as a bookkeeper for Bethany Presbyterian Church.  His volunteer activities include working on children’s afterschool programs, food delivery, and teaching Sunday School.  Tom’s varied knowledge of financial systems and procedures provides for a great transition as Jim Hagenbach winds down his board service as Treasurer.

Resumes for these people as well as the other Board members can be found at our website by moving your mouse to "About Us" at the top of the page and then clicking on "Your Board".

We would like to thank Dan McCarthy for his service on the board over the past two years.  Dan was our Hardship expert and provided great input as we worked through our annual subsidies determination before Open Enrollment.  Dan decided not to run for another term.

Finally, we would like to thank Jim Hagenbach for agreeing to serve one more year as Treasurer so we would have a smooth transition of responsibilities and expertise.

DSRA-BT Board of Directors

Last Updated on Friday, 07 March 2014 20:47

2013 Q4 Financial Report

Here is a link to the 2013 Q4 Financial Report:  2013 Q4 Financial Report

Last Updated on Monday, 24 February 2014 13:40

Notice to HCTC Recipients

DSRA-BT members who received HCTC payments in 2013 recently received Form 1099-H for tax reporting purposes.  Just like last year, the Form 1099-H mailing included special instructions for reporting if you received a “Medical Loss Ratio” rebate.   These instructions are included because beginning in 2012, the Affordable Care Act requires insurance companies to rebate a portion of premium paid by policyholders if the insurer’s overall Medical Loss Ratio (the ratio of claims paid compared to premium collected) is below 85%.   Any HCTC recipient who received an MLR rebate is required to repay a portion of that rebate to the HCTC program.   However, as a DSRA-BT participant with coverage through BCBS-Michigan, you did not receive an MLR rebate in 2013.   This means that no repayment to HCTC is required when you file your 2013 federal income tax return, and the notice that came with your Form 1099-H can be disregarded.

Last Updated on Thursday, 06 February 2014 15:20

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