Published on Thursday, 05 December 2013 18:56
Important Notice Regarding January Billing December 5, 2013
As a result of upcoming changes stemming from elimination of the HCTC program, all pre-65 retirees and dependents will be assigned a new certificate number in Marsh’s system. All post-65 retirees and dependents will keep their existing certificate numbers as they are not affected by these changes. January bills, however, will be delayed for both groups.
Post-65 Members: Marsh expects to mail your bills by Tuesday, December 10. You will receive them approximately one week later than normal. If you are currently paying through EFT, this will automatically continue in 2014 and your account will be debited within the same date range each month as is the current practice. Your certificate number will not change.
Pre-65 Members: Marsh expects to mail your bills by Friday, December 20. According to assurances that Marsh received from the U.S. Postal Service, bills mailed by the 20th should be received no later than December 24, prior to the Christmas holiday. Due to the termination of HCTC, ALL pre-65 members will receive a new certificate number for the 2014 plan year.
If you are currently on Electronic Fund Transfer (EFT) you will not receive a paper bill and your premiums will continue to be automatically drafted from your bank account within the same date range as is the current practice.
However, if you are not on EFT and did not send payment for your January premium with your 2014 enrollment form, action will be required. If you will not be traveling at the end of December it is preferable to wait for a hard copy of your bill and return the bill stub with your check. This speeds processing in Marsh’s system. January premiums are technically due by January 1, but coverage will not be disrupted as long as your payment is received by Marsh no later than January 4. If you have pre-65 coverage and receive monthly bills, but pay your premiums electronically through your bank, please be aware your January bill will have your new certificate number. If you are in this situation please provide the new certificate number to your bank when you authorize your January premium payment to ensure that your payment gets applied properly. You will keep the new certificate number until the earlier of the date you become Medicare eligible, your coverage otherwise ends, or if HCTC is later reinstated and you become HCTC eligible again. If you have post-65 coverage you will keep your current certificate number into next year.
If you are not on EFT and you will be traveling at the end of the month, you can pay prior to receipt of your bill. In this situation, please contact Marsh on or after December 11th at 1-877-336-DSRA (3772) between 8:30am and 6:00pm Eastern Time to get your January premium payment information (premium amount and certificate number). Please make your check payable to DSRA-BT Insurance Plans. Note your certificate number on the memo line, and mail immediately to:
DSRA-BT Insurance Plans
Attn: Payment Processing
PO Box 10494
Des Moines, IA 50306-0494
If you are not currently on EFT, it is highly recommended that you sign up. EFT is a convenient process that will allow automatic withdrawal of your premium payment from your checking account each month It ensures timely payment and guards against any potential disruptions in coverage. Your billing notices will include an EFT Authorization Form and if you would like to set it up, simply return the completed form to Marsh with a voided check or deposit slip for the account from which you would like your premiums drafted. You will continue to receive monthly billing notices if you decide not to sign up for EFT.
Please note Marsh’s offices will be closed on the dates below. They will be open for regular hours on all other weekdays.
December 24 - after 2:00pm (Eastern)
December 25 - full day
December 31 - after 2:00pm (Eastern)
January 1 - full day
In the future, you should receive your bills in the first week of the month for premiums due no later than the first of the following month. This month’s special situation is driven by the number of changes that must be made in Marsh’s system due to expiration of the HCTC and the large volume of plan changes by the pre-65 group.
Thank you for your patience.
Last Updated on Thursday, 05 December 2013 18:58
Published on Thursday, 28 November 2013 11:27
The Board is pleased to announce that in mid December, the Benefit Trust (BT) will issue final ERRP checks to those who were enrolled in either the BCBSM or Hartford (medical insurance only) programs and paid the plan premium for the October 2013 coverage period. The payments will be graduated based on whether you are in the single, couple, or family plans. Two additional factors that affected ERRP distribution amounts were:
- Whether or not you are HCTC eligible.
- The amount of your net annual premiums.
In addition, if you were enrolled in one of the medical plans, and had a family member enrolled in a different medical plan, each enrollee will receive an ERRP amount commensurate with the enrollee’s plan. In most, but not all cases, there will be two ERRP checks issued. The payment(s) will help defray your 2013 health care expenses: deductibles, coinsurance, and co-payments. The ERRP payment is non-taxable and you will not receive a 1099. Please ensure that you cash your check promptly to avoid additional administrative expenses. ERRP distribution amounts can be accessed at the following link:
This distribution will exhaust our ERRP funds.
This will be the final ERRP payment.
If you would like additional information, please refer to the DSRA-BT website or contact a DSRA-BT board member. Thank You.DSRA-BT Trustees
Last Updated on Thursday, 28 November 2013 11:31
Published on Wednesday, 20 November 2013 13:57
Last Updated on Wednesday, 20 November 2013 13:57
Published on Thursday, 14 November 2013 19:24
In addition, we have found another link called Ops Cost that provides a healthcare price comparison for various medical procedures in your area. Visit www.opscost.com.
Last Updated on Thursday, 14 November 2013 19:24
Published on Thursday, 31 October 2013 22:01
- Fixed Grant amount established for all Grant recipients.
- ACA Subsidy Determination Document no longer required.
- Phone service established for ACA assistance.
1) Grant Amounts – Grant amount will no longer be based on recipient ACA subsidy amount. Instead, all eligible Grant applicants who accept a Grant will receive a fixed Grant amount. Grant amount will be based on household size as follows: one person household = $2,500, two person household = $4,500, and family household = $6,000. Household size is the number of ACA exchange plan insured persons within the household.
Grants are expected to be issued by the end of January 2014. Grant amounts should be reported on ACA subsidy applications as other income, and should NOT be reported as a premium subsidy, premium payment, or insurance assistance. Grants may be taxable to the Grant recipient, although this remains undetermined.
2) ACA Subsidy Determination Document – Based on household size based, fixed Grant amounts, applicants are no longer required to provide this document. Only the Benefit Trust Grant Application is required.
3) Phone Service - To assist Under Age 65 applicants, a phone service administered by First Person, has been opened. The number is 1-877-833-5900, and will operate during business hours Monday thru Friday. The service will direct applicants to ACA exchange plan sites, phone numbers, or other resources for their market. It will provide an overview and explanation of the ACA subsidy application process, and the levels of plans provided.
Please Note – The service is NOT intended to compare specific plan premiums and benefits, and is NOT intended to recommend a specific plan to the applicant. These are personal decisions that must be made by the applicant based on his/her personal situation.
4) Grant Eligibility Criteria – Eligibility criteria has NOT been revised, and remains as reported previously for both Under Age 65 and for Age 65 & Over applicants.
Although the federal ACA exchange website remains difficult to access,
the Trust cannot delay its open enrollment or Hardship Grant application period.
If you are Under Age 65 and accept a Grant, you are ineligible to enroll in a Trust plan
and must enroll in a federal or state ACA exchange plan. If you are Age 65 & Over and
accept a Grant, you remain eligible to enroll in the Trust Hartford plan.
If you believe you may be eligible for a Hardship Grant, submit your application ASAP.
Last Updated on Thursday, 31 October 2013 22:03
Published on Tuesday, 29 October 2013 22:13
The Board of the DSRA-BT recently got approval from BCBSM to rescind the existing “no re-entry” policy applicable to Pre-65 medical and Pre- or Post-65 dental and vision. This applies to all current and previous plan participants. Previously, if you were enrolled in one of our Pre-65 plans and then dropped coverage, you were not allowed to re-enter the Pre-65 plans in a subsequent Open Enrollment or upon occurrence of a Special Enrollment event (such as termination of employment or change in marital status resulting in a loss of other coverage). Effective with the current Open Enrollment period (for coverage effective January 1, 2014) this is no longer true.
What this means is that regardless of when you may have left one of our medical (Pre-65), dental or vision plans, you are now allowed to re-enroll, even for 2014! This includes spouses and dependents of a retiree who may have become Medicare eligible in the last few years. With the 2014 Open Enrollment end date looming (November 6, 2013) NOW is the time to move quickly if you want coverage through DSRA-BT next year. You can find information on available medical, dental and vision plans, premiums, subsidies and applications on our website www.dsrabenefittrust.net.
Note that if you re-enroll for 2014 and the HCTC is extended, it is not clear at this point in time if you will also be eligible for the HCTC. There are 2 different bills in Congress currently, one in the Senate and one in the House. The House version limits 2014 HCTC eligibility to those who were participants in December 2013. At this point in time it is impossible to predict the outcome.
As we communicated in a previous announcement, IF the HCTC is extended, the Benefit Trust will hold a Special Open Enrollment for all of our members. Eligible retirees and their dependents will be able to change their plan, sign up for the first time, or re-enroll.
We ask that you disseminate this information as widely as possible to all Delphi retirees since we did not have enough time to mail this notice to everyone.If you have questions about our plans beyond what you find on our website, please contact Marsh, our plan administrator, at 1-877-336-DSRA (3772).
Last Updated on Tuesday, 29 October 2013 22:14